Get Pre Qualified to buy a home!!
The process of pre qualification is what allows you as a potential home buyer to be taken seriously by the real estate community, and by the person who is selling the home you want! Getting pre qualified is a service we provide free to you. Learn about what we do!
Why should you get pre qualified?
We provide this service at no charge to you. You're not obligated in any way. Of course, if you are going to borrow, we trust that you will give us an opportunity to compete for your business.
Two Easy Tips:
1. An analysis of your income, debt, and cash reserves to determine your qualifying level.
2. A first-level credit check.
The agent that you select to represent you (choose an agent) is going to want to know that you have the capability to buy a home. After pre qualification, we will provide you and your agent a letter, which will state the amount for which you qualify. The letter implies that your credit history and income are sufficient to obtain a loan in that amount.
This letter will be included when you submit your offer to buy the home that you want. The listing agent will ask for this letter if it is not included. The listing agent will use this letter to assure the seller that the offer is supported by a lender's intention to loan money to you.
The information that you complete on this form is held in strictest confidence and not provided to any agency or person. It is used strictly to support your pre qualification. This information is the absolute minimum necessary for us to determine your qualification. This letter does not constitute a pre approved loan.